Chapter 136: Intelligence With A 10,000% Rate Of Return!
Bai Ge Zhuang New Village.
In the master bedroom of apartment 1601, building 28, on the large bed.
After playing poker, Xu Li rested her head in Jiang Tao’s arm, quietly telling him about some things that happened in the residential complex during the day.
A neighbor was arrested, two aunties downstairs were arguing, and community staff were conducting household investigations.
It seemed like an ordinary day, but quite a few things actually happened.
“Husband, even Mom and Dad have jobs now. Am I useless for not doing anything productive at home every day?”
Xu Li said with a melancholic tone, stroking the pork belly on Jiang Tao’s stomach.
In the past, when she was at home, the kindergarten in her hometown had poor conditions and lacked a place for lunch and naps.
Every morning after dropping off the child, Xu Li had to pick up Jiang Xue to come home for lunch and accompany her for a nap.
After her nap, she would take her back to kindergarten in the afternoon, and pick her up again after school.
Xu Li wanted to find a job, but couldn’t find a suitable one, so she could only be a full-time mother at home.
After coming to the capital city and Jiang Xue enrolled in Aidi International Kindergarten, the school bus picked them up and dropped them off downstairs of the residential complex every day.
In addition to three meals a day, there were also various snacks and fruits, with comprehensive nutrition and a rich variety.
Parents didn’t need to worry about anything, they could just entrust their children to the school with peace of mind.
After all, paying 180,000 yuan in tuition fees per year, the service should be thorough.
Jiang Tao lightly patted Xu Li’s perky bottom and said with a smile:
“Didn’t we agree when we got married? I’m responsible for earning money to support the family, and you’re responsible for being beautiful. We’ll cooperate, each fulfilling our duties.”
“But I also really want to do something. Although my days at home are fulfilling, I still feel quite useless.”
“Silly girl, don’t overthink it. It’s enough to have me earning money for our family. You and our daughter are responsible for spending it.”
“Doesn’t Xiao Xue want to learn ballet? Let’s enroll her in a class, and you can take her.”
“She’ll probably just be enthusiastic for three minutes and lose interest in a couple of days.”
“What if she genuinely likes it? How will we know if we don’t try? If she doesn’t like this one, we’ll try another; there’s always one she’ll truly love.”
“Finding a child’s true interests and hobbies and cultivating them from a young age can help them avoid many detours.”
Xu Li nodded and said:
“Alright, after school tomorrow, I’ll take her to the dance class outside the residential complex to see if they teach ballet. I’ll sign her up for a few trial classes so she can experience it.”
Jiang Tao said: “We didn’t have the conditions before, so we couldn’t afford to cultivate her. Now that we have the conditions, we should nurture her well.”
Xu Li adjusted herself to a comfortable position in Jiang Tao’s arm and said with a smile:
“While I’m still free, there’s another very important matter that can be taken care of.”
Jiang Tao asked doubtfully: “What important matter?”
“What do you think?”
Xu Li rolled over, her actions replacing her explanation.
From around 11 PM, they tossed and turned until a little after midnight.
Jiang Tao looked at Xu Li, who was already fast asleep beside him, and his mind stirred as he opened the Daily Intelligence System to check today’s intelligence.
【 Today’s Intelligence 01】:
You had contact with Jiang Yi yesterday and obtained related intelligence –
Jiang Yi’s brother, Jiang Hai’s daughter, Jiang An’an’s condition has worsened and she urgently needs 400,000 yuan for surgery. Currently, 150,000 yuan is still needed.
By extending a helping hand, you can gain the gratitude of Jiang Hai’s family and Jiang Yi’s sincerest friendship.
【 A Drop of Kindness】: Jiang An’an will become a film and television star in the future. This investment will yield a 10,000% return!
……
“Jiang Yi’s niece? A drop of kindness?”
Seeing the first piece of intelligence refreshed today, especially the extremely high return rate of 10,000%, Jiang Tao’s eyes lit up.
This means that if he lends Jiang Yi’s brother 150,000 yuan for surgery, he could receive at least 15 million yuan in return in the future?
Although… this investment might take a long time to see returns.
However, such a high rate of return is still worth investing in!
After all, 150,000 yuan is not a significant amount for Jiang Tao now.
He could just consider it as a fixed deposit!
150,000 yuan becoming 15 million yuan, even Heaven’s Bank doesn’t have such high interest rates!
Moreover, since Jiang Tao encountered Jiang Yi at Aidi International Kindergarten, several pieces of intelligence triggered by her have brought him millions in revenue.
In addition, he also obtained a secret recipe from Jiang Yi that can be analyzed and optimized by the system.
In Jiang Tao’s view, it’s not much to lend 150,000 yuan to help them overcome their difficulties.
“I’ll ask Jiang Yi tomorrow and see what’s going on.”
Having made up his mind, Jiang Tao’s mind stirred, and he continued to look at the second piece of intelligence for today.
【 Today’s Intelligence 02】:
You had contact with Qi Dong Qiang, the General Manager of Jingxin Fishery, yesterday and obtained related intelligence –
Qi Dong Qiang’s wife, Dong Mei, is having an affair with his nephew, Tian Hui Long.
……
“Rich people really know how to have fun…”
Seeing the second piece of intelligence today, Jiang Tao was somewhat speechless.
Rich people, instead of enjoying their good lives, just love to seek excitement.
Even Qi Dong Qiang, the general manager of such a large enterprise, couldn’t escape being cuckolded.
“Dong Mei…”
“This name sounds a bit familiar?”
Jiang Tao suddenly remembered.
When he and Xu Li went to Aidi Kindergarten for consultation about enrollment, the principal who received them was named Dong Mei.
Jiang Tao’s mind stirred, and his attention focused on the words “Dong Mei.”
Dong Mei’s image instantly appeared before his eyes.
About 1.6 meters tall, with a well-proportioned figure, wearing a pair of crimson eyeglass frames, with permed curly hair.
A demure image of intellectual elegance.
Coincidentally, it was indeed that principal from Aidi Kindergarten.
“Forget it, this is their family matter, I shouldn’t get involved as an outsider.”
Jiang Tao had only met Qi Dong Qiang once yesterday, they were not close.
Jiang Tao was too lazy to get involved in such thankless tasks and chose to ignore this piece of intelligence directly.
His mind stirred, and he continued to read the third piece.
【 Today’s Intelligence 03】:
Yesterday, Du Ennan gave your daughter Jiang Xue a Jellycat bunny, and inside the bunny is a Lucky Star logo placed by Jellycat’s parent company.
By holding this Lucky Star and contacting Jellycat’s parent company, you will receive the entire Jellycat product line valued at 530,000 yuan （, including retired and discontinued characters ）!
……
“The entire Jellycat product line…”
Seeing the third piece of intelligence today, Jiang Tao’s breathing quickened.
Before today, no, strictly speaking, before Du Ennan gave Jiang Xue the Jellycat bunny last night.
Jiang Tao knew nothing about this brand of dolls.
He hadn’t even heard of such a thing.
It was only when he saw that the bunny cost over a thousand yuan that he became curious and looked up toys from that brand.
He had no idea until he looked it up; it turned out that this thing was even more popular than Disney dolls!
The customer age group was astonishingly “all ages.”
This means that not only children, but also adults, like Jellycat dolls!
The prices ranged from hundreds to thousands, truly the Hermès of the doll world.
Moreover, as far as Jiang Tao knew, Jellycat had nearly a thousand characters.
The character designs included animals, vegetables, fruits, food, stationery, sports equipment, and flowers and plants.
The brand released over 250 new products annually, ensuring designs met the needs of various customer groups.
More famous “Jellycat Universe members” included Bunny, Bartholomew Bear, Lively Eggplant, Twin Peach, Peanut Penguin, Coffee Cup…
Each doll had a large number of “loyal fans.”
This brand’s “retirement policy” was also unique.
After a doll had been released for a certain number of years, it would be discontinued and no longer produced.
Under this rule, the prices of retired dolls on the second-hand market doubled.
Dolls that originally cost a few hundred yuan could sell for over a thousand on the second-hand market!
This also indicated the users’ affection for these dolls.
Anyone who could collect all members of the “Jellycat Universe” would undoubtedly be the most radiant among the fans!
“This is great, Jellycat has directly taken care of all of Xiao Xue’s future toys.”
Thinking of his daughter’s delighted expression when she received the bunny last night, she would surely be even happier if he could collect the whole set for her!
“How should I thank Du Ennan this time? She gave our Xiao Xue a great gift.”
Jiang Tao imagined Du Ennan’s reaction when she heard this news; she would surely be very surprised!
“Tomorrow, I’ll pickle the Eight Treasure Pickles first, then find some time to ask Jiang Yi about things, and finally deal with the bunny intelligence.”
After briefly planning tomorrow’s tasks in his mind, Jiang Tao rolled over, hugged Xu Li’s waist, and went to sleep!
The night passed without incident.
The next morning, after having breakfast at home with his parents, Jiang Tao went downstairs with them.
The three of them first drove to the rental room in Xiao Shahe to place the Eight Treasure Pickles, which had been soaked in water, into the 【 Delicious Pickled Vegetable Jar 】.
Then they poured in the cooled brine.
After finishing, Jiang Tao drove them back to the entrance of the vegetable market next to the residential complex.
In the early morning, the main customers entering and exiting the vegetable market were all retired elderly people, with very few young people.
Jiang Tao found an empty spot, parked the car, got out, and entered the vegetable market with his parents, arriving at the stall they had just rented.
This stall used to sell pastries; with a little modification, it could be used to sell pickles.
Around 9 AM.
A self-employed renovation contractor, introduced by Old Lu, came to the vegetable market and found Jiang Tao’s family.
The contractor’s name was Zhao Hu Hu, he was over forty years old and had been working on renovation projects in the capital city for many years.
He was the boss, the salesperson, and the worker.
He only had his wife and his younger brother-in-law as employees, a team of three.
Simple renovations for small shops like Jiang Tao’s could be completed in two days.
After some discussion, the renovation of the shop, including materials and labor, was handed over to Zhao Hu Hu for a price of 4,500 yuan.
Renovation would start tomorrow.
After confirming the cooperation, they also signed a simple agreement.
Zhao Hu Hu drove away to work for a client he was currently busy with.
Jiang Tao also used the excuse of having other matters to attend to and drove away from the Bai Ge Zhuang Vegetable Market, heading towards Long Ze Yuan.
“What should I give Third Sister this time…”
“Oh right, I haven’t given her a quilt and pillow yet!”
While driving, Jiang Tao was frantically searching for reasons to visit in his mind.
Afterward, he bought a pillow and a quilt at a home textile store near the residential complex.
When he opened WeChat to pay, Jiang Tao saw that Jiang Yi had just posted an update on her Moments.
Clicking on her Moments, he saw it was a fundraising appeal from “Shuidichou.”
Opening the appeal, Jiang Tao saw that the person seeking help was none other than Jiang Yi’s brother, Jiang Hai.
The appeal stated that Jiang Hai’s daughter, Jiang An’an, had leukemia and needed a bone marrow transplant.
They still needed 200,000 yuan for the surgery, having raised about 50,000 yuan, leaving a shortfall of 150,000 yuan.
Jiang Tao remembered the information from the first piece of intelligence last night, which mentioned a shortfall of 400,000 yuan?
He guessed that Jiang Yi’s family had probably raised 200,000 yuan themselves,
and as a last resort, they launched this donation drive.
The information indicated that Jiang Hai owned no real estate and had sold his Volkswagen Lavida.
To treat his daughter, he had already borrowed tens of thousands of yuan from relatives and friends, and it was only out of desperation that he initiated this fundraising.
Although the authenticity of this information was questionable,
it was better than those who had their own properties but still solicited donations from people who couldn’t even afford to buy a house!
After reading Jiang Yi’s Shuidichou post, Jiang Tao first paid the shop owner 1,200 yuan and then left with the quilt and pillow.
He then called Jiang Yi to let her know he was coming over.
After informing her in advance, he drove towards Long Ze Yuan.
……
Long Ze Yuan, building 26, room 1203.
Jiang Yi was sitting on the sofa in the living room, tearfully video calling a very beautiful girl.
“Auntie, don’t cry. An’an is also sad when she sees Auntie crying.”
In the video, a girl with a shaved head, who was still beautiful, said cheerfully to comfort Jiang Yi.
“Auntie isn’t crying, not crying. An’an, don’t be sad either.”
“You’ll definitely get better, you will. God will bless our An’an.”
Jiang Yi said she wasn’t crying, but tears were uncontrollably streaming down her face. She covered her mouth with her hand, trying hard not to sob.
“Auntie, don’t cry. Seeing you cry makes An’an sad too. It’s all my fault.”
“Because of my illness, I haven’t seen Mom and Dad smile anymore.”
Seeing Jiang Yi cry, Jiang An’an in the video also started crying sadly.
“An’an, don’t think too much. We love you more than anything. We will definitely cure you, we definitely will.”
Although Jiang An’an was the one who was sick, Jiang Yi, as her aunt, felt worse than if she herself were sick.
When Jiang Yi was 13, her parents passed away one after another due to illness.
To pay for their medical expenses, all of the family’s savings were used up, and their house was sold.
Her 17-year-old brother, Jiang Hai, dropped out of school to work and support her through junior high and high school.
It wasn’t until university that Jiang Yi was able to support herself through student loans and work-study programs.
For many years, the siblings relied on each other and had a deep bond.
To raise money for her niece Jiang An’an’s treatment, Jiang Yi gave all her remaining savings after buying a house to her brother.
Yesterday, she also sold a fund that was performing well and cashed out early.
Even so, there was still a significant shortfall to cover the enormous medical expenses.
Launching a Shuidichou appeal on Moments was a last resort.
Even though she knew this action might be annoying, Jiang Yi didn’t care about it for the sake of her niece’s treatment.
The more she could raise, the greater her niece’s chance of recovery if she had surgery sooner.
Jiang Yi and Jiang An’an video called for over twenty minutes, ending the call when the doctor needed to administer chemotherapy.
“Sob… my poor An’an.”
After ending the call, Jiang Yi could no longer hold back, letting out a sob, tears streaming down her face.
If she could, she would rather suffer in An’an’s place.
Jiang Yi was unmarried and had no children of her own. She treated her niece Jiang An’an as if she were her own child.
Knock, knock, knock—
The room door was suddenly knocked on from the outside.
Jiang Yi knew it was Jiang Tao, who had called earlier saying he was coming to bring something to his sister.
In the past few days, Jiang Yi’s good impression of Jiang Tao, who cared for his sister so attentively, had greatly increased.
She saw her own brother’s image in Jiang Tao.
Jiang Yi quickly tidied herself up, wiped away her tears with a tissue, and then got up and limped to the door to open it for Jiang Tao.
Click~
The door opened, and Jiang Tao, holding a quilt and pillow, smiled and greeted Jiang Yi:
“Teacher Jiang, sorry to bother you again. I bought another quilt and pillow for my sister, and some fruit for you.”
“You don’t have to be so polite, Jiang Tao. Please take the fruit back for Xiao Xue and her mother to eat later. I still have a lot in my fridge.”
Jiang Yi said, stepping back to open up space at the door and inviting Jiang Tao in.
“It’s just a small token of my appreciation. Since I’ve already bought it, Teacher Jiang, please don’t make me carry it back home. Consider it my thanks for teaching me how to pickle Eight Treasure Pickles.”
Jiang Tao smiled and entered, placing a durian, a box of cherries, and a box of strawberries on the coffee table from the bag, then carrying the quilt into the master bedroom.
After putting the quilt on the bed, Jiang Tao didn’t linger and returned to the living room.
“Teacher Jiang, earlier I saw you posted a Shuidichou on your Moments. Is the patient your niece?”
Jiang Tao didn’t beat around the bush and directly addressed the purpose of his visit today.
With a 100,000% investment return rate, he certainly wouldn’t miss this project!
In fact, Jiang Tao was even considering if he could invest more!
While it might not sound pleasant, projects with such high rates of return are genuinely hard to find.
Even high-interest loans compounding repeatedly would struggle to achieve such a rate of return.
“You, you saw it… Yes, it’s my niece.”
As soon as the topic of Jiang An’an’s illness came up, Jiang Yi’s carefully controlled emotions immediately broke down again, her eyes reddened and tears poured out.
“I saw it said that there’s still about 200,000 yuan needed for the surgery.”
“If needed, I can lend it to you first, and you can pay me back slowly when you have the money.”
Jiang Tao casually sat down on the sofa, his tone extremely calm, as if discussing a trivial matter.
“Ah? You, you’ll lend it to us?”
Jiang Yi looked at Jiang Tao with disbelief, thinking she must have misheard!
In her opinion, their relationship was far from being at a point where he would lend her money.
Moreover, she hadn’t asked Jiang Tao for the loan; he had offered it proactively.
“Yes, I can lend it to you first to help you overcome this difficulty.”
Jiang Tao clasped his hands on his knees, his expression calm, and said:
“I’ve had good luck these past few years and made a bit of money. Tens of thousands or two hundred thousand yuan is pocket money for me.”
“If this money can help you, I’ll be very happy too.”
Upon hearing Jiang Tao’s words, many thoughts flashed through Jiang Yi’s mind.
Why was he proactively offering to lend her money?
Was it pure altruism, or did he have ulterior motives?
They were both adults, so it wasn’t unreasonable for Jiang Yi to think this way.
What if…
What if he made some kind of request in return for lending her the money, what would she do?
“Teacher Jiang, you’re not worried that I’ll make any strange requests, are you?”
As soon as Jiang Tao spoke, Jiang Yi’s expression became a bit strange and awkward; she had indeed been thinking that.
Moreover, the two of them were alone in the room at this moment, and the atmosphere was somewhat ambiguous.
Jiang Tao chuckled: “Teacher Jiang, please rest assured, my relationship with my wife is very good. We are loving and have a happy family life. Our lives are very harmonious.”
“The reason I’m helping you this time is simply to do a good deed and accumulate some virtue for myself.”
“I can swear that I have absolutely no other intentions and I’m not expecting anything in return from you.”
Hearing Jiang Tao’s words, Jiang Yi blushed deeply:
“I’m sorry, Jiang Tao. I judged a gentleman with the mentality of a petty person.”
“Thank you. I thank you on behalf of my brother and my niece!”
“I’ll consider this money a loan, and I will do my best to repay you as soon as possible!”
Seeing that Jiang Yi had accepted his offer, Jiang Tao said calmly:
“Don’t worry about repaying the money, focus on treating the illness and saving a life first. How much more do you need?”
Jiang Yi thought for a moment and said, “Ten… about 150,000 yuan.”
“How about this, I’ll lend you 200,000 yuan first, to cover any unforeseen needs.”
As Jiang Tao spoke, he took out his phone from his pocket and asked Jiang Yi:
“WeChat or Alipay? Or a direct bank transfer?”
“I, I’ll write you an IOU first.”
Jiang Yi said, crouched down, took paper and pen from the coffee table drawer, and quickly started writing.
Time, borrower, name, ID number, loan amount in words and figures, and so on.
Jiang Yi’s handwriting was as beautiful as her person, delicate and graceful.
Jiang Tao watched quietly from the side, not stopping Jiang Yi from writing the IOU.
“Interest…”
When she reached the loan interest, Jiang Yi looked up at Jiang Tao, her expression questioning.
“I’m not a loan shark. We’re friends, aren’t we? Let’s waive the interest.”
Jiang Tao said playfully: “At such a difficult time for you, if I were to charge interest, wouldn’t that be like adding insult to injury? You borrow money and get no goodwill.”
Jiang Yi quickly said: “No, no. We are already grateful that you’re lending us money to get through this hardship. Paying you interest is only natural.”
Jiang Tao insisted: “Let’s forget the interest. I don’t care about that small amount. Keep it to buy more nutritional supplements for the child.”
“…”
Hearing Jiang Tao’s words, Jiang Yi was moved again.
Jiang Tao’s position in her heart had shifted from a student’s parent and a former student to a good friend!
What kind of friend is this, who proactively offers to lend you money when you are in trouble?
Afterward, Jiang Yi wrote the loan amount in both uppercase and lowercase, as well as her and Jiang Tao’s ID numbers on the IOU.
Finally, they both signed their names as lender and borrower and affixed their fingerprints.
After signing the IOU, Jiang Tao immediately transferred 200,000 yuan to Jiang Yi’s bank card.
